Natech for
Small and
Mid-Sized Banks

Empowering regional banks to modernize, compete with challengers, and offer BaaS

For over 20 years, Natech has partnered with small and mid-sized banks to help them modernize at their own pace with zero disruption, accelerate digital-first innovation, and expand into new markets – from omnichannel retail and SME services to BaaS and embedded finance.

Modernize without large-bank budgets or high-risk programs

Proven over 20+ years
Trusted by 40+ small- and mid-sized banks
100% client retention
Go live in 90 days
Cloud-first, API-ready
Neobank-grade, BaaS-ready

Making every small- and mid-sized bank a best-performing bank with limitless opportunities

Many regional banks operate on fragmented legacy systems with rising costs and limited capacity to innovate, while needing to modernize within tight IT resources, ongoing operations, and strict regulatory requirements as customer expectations rise.

Natech delivers a cloud-based, modular banking platform designed for progressive modernization.

  • The platform brings core banking, digital channels, and compliance together on a single operational foundation.
  • It enables new digital propositions, including neobanking and BaaS, without adding structural complexity.
  • Banks retain control over modernization pace, operational cost, and regulatory risk.

Becoming a best-performing bank: 

Cooperative Bank of Karditsa

12.8%
RoE, outperforming peers
10x
profit growth since 2019
100%
regulatory compliance
Natech client
for 10+ years
Full platform upgrade in 2024
Digital-first omnichannel UX

“Natech’s solutions are, for our bank, a strategic choice and not just a core banking system choice.”

Panagiotis Tournavitis

CEO, Cooperative Bank of Karditsa

  • Streamline your IT landscape into a single modular cloud-based platform that cuts costs from day one
  • Accelerate the launch of new products, channels, and end-to-end embedded finance propositions
  • Bring all customer and transaction data into one real-time view across retail, SME, and partner operations
  • Unlimit your growth opportunities by offering neobanking-grade UXs and providing BaaS solutions

All your banking, plus new growth options, on a
single modern platform

Core Banking
Comprehensive retail and SME banking functionality proven over 20+ years.
Digital Channels
Neobanking-grade web UX and mobile app built with, and for, our own neobank, Snappi.
Compliance
Embedded end-to-end compliance underpinned by Natech AML solution (#1 in Greece).
BaaS infrastructure
Expose your products and capabilities securely as APIs to any embedding partner.
Neobanking toolkit
Used by our own neobank, Snappi, enables you to launch new digital brands at minimal cost.
  • Configure, launch, and scale products and UXs across channels and branches with centralized operational control
  • Connect third-party services and embedded finance distributors via RESTful APIs without complex point-to-point integrations
  • Ensure compliance at scale with integrated KYC, AML, and PSD2 controls embedded into daily banking operations
  • Go live in as little as 90 days; activate modules as needed
  • Choose cloud or on-premise deployment with identical security and resilience

The all-in-one solution that powers best-performing regional banks

75%
IT cost reduction
50%
faster product time to market
100%
elimination of EOD processing
< 90 days
to go-live
Next-gen digital UX
built with a neobank
BaaS-ready
Tap a €100bn opportunity
  • Live general ledger with real-time processing, eliminating batch windows and reconciliation delays
  • Unified customer and partner visibility across products and touchpoints, supporting traditional and ecosystem models
  • Consistent omnichannel experiences for customers, agents, and partners without duplicating logic or compliance
  • Centralized dashboards for operations and relationship management aligned with regional bank operating needs
  • AI-ready analytics supporting insights, automation, and personalization without complex data consolidation projects

Ready to modernize and unlock new growth?

Let’s explore how your bank can modernize, deliver neobank-grade experiences, and access new
revenue streams like BaaS – safely, quickly, and affordably.

Talk to an expert